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Frequently Asked Questions

1. How can I apply for a Personal Loan?

  • You can apply for a loan online or you can call us.

2. What loans do you offer?

3. Which loan is right for me?

  • This depends on why you need the loan, and the amount you wish to borrow.

4.  How much money can I borrow?

  • You can borrow any amount with a secured loan.

For unsecured loans, you can borrow:

  • Up to $3,000, if your annual income is less than $20,000;
  • Up to 2 months’ income, if your annual income is $20,000 and above but less than $30,000;
  • Up to 4 months’ income, if your annual income is $30,000 and above but less than $120,000; and
  • Any amount, if your annual income is $120,000 and above

However, it is important to take up a loan that is affordable to you and not take on too much.

5. Can I pay off my Personal Loan early and will I be charged if I do?

  • Yes, you can settle at any time in full. If you like to know more, feel free call us be will be happy to advise you accordingly.


6. Can I defer my payment?

  • Yes. We will be happy to discuss this with you.

7. How do I make repayments?

  • You can make repayments of your loans via Internet Banking/ATM transfer.
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